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1:1 Credit Consultation

Hi, I'm Chuck Credits, your Credit Advocate. I'm here to help build your Credit Confidence One Dispute at a Time

You have questions & I have answers. Schedule your FREE 1:1 Credit Consultation Call today. It's time to remove those negative items, gain knowledge & conquer your credit

Board Certified Consultant

Credit Repair Expert

Credit Partner

Release credit INSECURITY, become credit

Hey, I know why you're here! You're here because you are ready to unlock your CREDIT leverage. You're here because you're ready for a CHANGE in your circumstances. You're here because you're tired of being restricted by the stigma of poor credit. Well, I am here to help you conquer!

Scheduling your FREE 1:1 Credit Consultation Call is the first step to achieving your credit goals! During our call we can discuss so much:

You may know what items are wrecking your score, but you need help dissecting negative credit items 

You know the saying, "no credit is bad credit," I can provide you quick strategies to help you build your credit

You have a million and one questions about your score but don't know who to turn to for answers, I'll answer your credit questions 

JUST WHAT YOU NEEDED, A PERSONAL CREDIT CONSULTANT to discuss your credit goals, credit building strategies and credit roadblocks.

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Your Transparent Credit Partner

Well Hello, there! I'm Chuck Credits, Co Founder of Clear Cents Credit Repair based in Los Angeles, CA. I'm a board certified credit consultant, credit confidence enthusiast & your advocate to a clearer path to the 800 credit score club!


 I've partnered with many clients in their pursuit to credit excellence and I am so excited to help you! Credit is a trust game, I'm here to teach you how to build it everlastingly all the while dismantling every one of your credit insecurities. We're after credit confidence Ladies & Gents, and we can achieve it working together!

My Clients Matter

Here's What They Had to Say


Chuck has been helping me and is AMAZING. She answers all  my questions. Breaks down every letter that is sent out/recieved and keeps in contact with me throughout the month. I highly recommend starting the process with people who care. The sooner you start the sooner you'll reach your goals.


Chuck went back and forth with creditors and somehow got me 720 from a 490! By far the most impressive thing they showed me was patience.


I was super skeptical of the credit repair process, I didn't understand it at first but  I reached out to  clear cents credit repair just to see if they would be able to really help me.  I decided to enroll with them because they were honest with me on what they could help me with or couldn't. I worked with Chuck, she is very thorough and patient.