So much value.
So many benefits.
$198 Enrollment Fee/ $149 Monthly
1:1 CREDIT REPORT AUDIT CALL
Line by line account assessment
Dispute action plan
Credit report analysis packet
45 minutes of uninterrupted access to credit partner
OUR PREFERRED CREDIT MONITORING PROVIDER
Monthly 3 bureau report
Email score alerts
Checking account report
$25K each Identity Theft Coverage for you + enrolled family members
Affordable monthly payments
Personalized credit building plan
Credit building strategy calls
Customized debt calculator
Access to secured credit cards
Access to unsecured credit cards
Access to primary installment accounts
Become a member in our private online community
Free tools & resources to help you reach your goals
Credit insight to help you maintain positive credit
Free LIVE credit workshops aimed to educate & empower
Community support during & post repair program
Board certified by the Credit Consultants Association
Certified credit score consultants
Experienced & proficient
1:1 access to all of your unanswered credit questions
WHAT ARE PEOPLE SAYING ABOUT US?
CLEAR CENTS CREDIT PARTNERS teach you how to maintain a strong credit profile
35% Payment History
The most important genetic of credit, allows lenders to assess borrowers risks based on if they are current or delinquent on credit accounts.
5 Tips To Increase a Credit Score
1.) The goal is to have 100% on time payments. In achieving this goal, a higher credit score may be maintained.
2.) Keep credit card balances low, below 10% in order to maximize all available points.
3.) Do not close positive older accounts, credit age is very important to a strong credit profile.
4.) Have a healthy mix of different credit accounts. At least 3 revolving accounts & 1 installment account.
5.) Avoid excessive inquiries, aim for no more than 2-3 per year.
"Don't keep passing on opportunities repeatedly. You have the right to an abundant life!"
Frequently Asked Questions
What can be disputed?
Any inaccurate, outdated, unverified information. This includes accounts containing incorrect or old addresses, unauthorized inquiries, fraudulent information, collection accounts, charge offs, medical bills, child support, incorrect names and much more. It is important to note, accurate accounts can not be removed from a consumer report.
How long does the process take?
Results vary as no client's credit situation is the same. In general, clients see initial results within 30-45 days. Please keep in mind, that improving credit worthiness is a process, and depending on the individual circumstance, there may be a need to not only process disputes but also work to rebuild credit history via secured cards. Overall, our goal is to graduate our clients within 6-9 months. However, we do not make any promise or guarantees regarding the removal of inaccurate items.
What do I need to do to be successful in this program?
Our program is a partnership. Your part is pretty simple. All we ask is that you maintain your monthly credit monitoring service, keep credit card balances low, pay all bills on time and promptly forward us your dispute investigation results.
How am I billed?
Our audit fee will be charged upon the completion of your audit call. Our monthly service fee is billed on the 15th of every month. Please remember that your enrollment with our preferred credit monitoring site, is a separate charge of $24.95 coming directly from the credit monitoring provider.
What's the cancellation policy?
Our service is on a month to month basis. If at any time you wish to discontinue your service you may do so at request via letter, mailed to our Torrance office at least (15) days in advance of your upcoming recurring payment.