Stop settling for less. It's time to fix your credit.

Establish, rebuild & repair your creditworthiness. Access & unlock the credit that you deserve.

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So much value. 

So many benefits. 

So affordable.

$99 Audit Fee/ $99 Monthly

Must commit to at least 6 months of service

1:1 Credit Report Audit

Line by line account assessment

Dispute action plan

Credit report analysis packet

45 minutes of uninterrupted access to credit partner

OUR PREFERRED CREDIT MONITORING PROVIDER

Credit monitoring

Monthly 3 bureau report

Score tracker

Score  builder 

Email score alerts

Money manager

$1 Million dollar fraud protection for you & immediate family

Affordable monthly payments 

CREDIT BUILDING

Unlimited disputes

Personalized credit building plan

Credit building strategy calls

Budgeting worksheet

Customized debt calculator

Access to secured credit cards 

Access to unsecured credit cards

Access to primary installment accounts

Money back guarantee

COMMUNITY SUPPORT

Become a member in our private online community

Free tools & resources to help you reach your goals

Credit insight to help you maintain positive credit

Free LIVE credit workshops aimed to educate & empower

Community support during & post repair program

CREDIT PARTNERS

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Board certified by the Credit Consultants Association

Certified credit score consultants

Experienced & proficient 

1:1 access to all of your unanswered credit questions

5 Ways To Increase your Credit Score

1.) The goal is to have 100% on time payments. In achieving this goal, a higher credit score may be maintained.

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2.) Keep credit card balances low, below 10% in order to maximize all available points.

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3.) Do not close positive older accounts, credit age is very important to a strong credit profile.

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4.) Have a healthy mix of different credit accounts. At least 3 revolving accounts & 1 installment account. 

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5.) Avoid excessive inquiries, aim for no more than 2-3 per year.

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"Don't keep passing on opportunities repeatedly.You Have the Right To An Abundant Life!"

What can be disputed? 

Any inaccurate, outdated, unverified information. This includes accounts containing incorrect or old addresses, unauthorized inquiries, fraudulent information, collection accounts, charge offs, medical bills, child support, incorrect names and much more. 

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How long does the process take? 

Results vary as no client's credit situation is the same. In general, clients see initial results within 30-45 days. Please keep in mind, that credit repair is a process, and depending on the individual circumstance, there may be a need to not only process disputes but also work to rebuild credit history via secured cards. Overall, our goal is to graduate our clients within 3-9 months. 

What do I need to do to be successful in this program? 

Our program is a partnership. Your part is pretty simple. All we ask is that you maintain your monthly credit monitoring service, keep credit card balances low, pay all bills on time and promptly forward us your dispute investigation results.

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How am I billed? 

Our audit fee will be charged upon the completion of  your audit call. Our monthly service fee is billed on the 1st or the 15th of every month. Clients may choose their billing date. Please remember that your enrollment with our preferred credit monitoring site, is a separate charge of $24.95 coming directly from the credit monitoring provider.

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What's the cancellation policy? 

Our service is on a month to month basis. If at any time you wish to discontinue your service you may do so at request via letter, mailed to our Torrance office at least (15) days in advance of your upcoming recurring payment.